去美国第一次租车，订了economycarrentals的，英文不

在盐湖城提车，这是他们发过来的的条款，请问各位大侠：
1、VAT是什么？
2、这是所谓的全险吗？还要不要买不计免赔？不计免赔的英文是什么？
3、CDW后面没写no excess，是不是出了险还要自己陪一部分？
Items and Services included in the rates : - Unlimited mileage. - VAT. - Any One-Way fees, if applicable. - Any Out Of Hours and Delivery (to hotels, etc.) fees, if applicable. - ASC: Airport Service Charge where applicable. - Delivery and drop off at airports & rental stations during normal working hours.
Insurances included in the rates : - Third party bodily injuries per accident, up to 1000000 USD. - Third party property damages per accident (excluding rented car) up to 1000000 USD. - Fire insurance with no excess. - CDW (Collision Damage Waiver). - FDW (Full Damage Waiver) with NO excess. - Theft insurance (of ALL the car) with NO excess.