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apollo 房车保险

2026-08-16 17:04游四海旅游网 帮助了3557人

接上回的问题 http://ask.usihai.com/question/798792.html
已经订了Apollo 的 HiTop。 Cover 选择了"Liability Reduction Option 2AUD 250.00 bond applies6 Days @ 44.00 each " 因为不太清楚保险事宜就邮件咨询了。
针对回复我还是有些疑问,里面提到的 $0 liability 是我们所谓的免赔全险么,也就是除了他下面列出的损坏情况之外我都不用赔一分钱,那为什么还要$250的押金?
Thanks,

网友回答
下面是对方的回复!

"For $44, you reduce liability to $0 and your bond to $250 plus credit card surcharge
INCLUDES: 1 windscreen protection, 2 tires and demurrage cover
DOES NOT INCLUDE: single vehicle rollover

At all times you will be responsible for:


• Damage caused where the terms of Rental Contract have been breached.
• Damage caused by negligence.
• Damage caused to the Vehicle in any way by part or total water submersion or salt water.
• Damage caused due to a single vehicle roll over.
• Damage caused to the Vehicle by the renter’s wilful conduct.
• Damage caused to the Vehicle when using the Vehicle in contravention of any legislation or regulation controlling vehicular traffic.
• Damage caused to tyres and windscreen except where Liability Reduction Option 2 (VIP cover) has been purchased.
• Damage or loss caused to any personal belongings.
• Damage caused due to use of incorrect or contaminated fuel.
• Damage to the awning.
• Damage to the slide out.
• Damage to the overhead or underbody of the Vehicle except where Liability Reduction Option 2 (VIP cover) has been purchased."

这个bond250的押金是完好还车后一定时期会退给你的。250押金是在取车的时候付的。如果你没购买全险,那么hitop的押金是5000.
为什么买了全险还要押金呢?是因为,有时候客户还车后,在取车期间产生的一些费用(罚单什么的)可能没付清,所以这个也不属于完好还车,租车行要从押金扣减。又或者还车前没清理好车子,会产生一些费用,这个也要扣减。但是如果你完好还车,那么这个钱是会退给你的。
为什么有押金还要买全险,是因为买了全险,就是0责任,而且押金从5000降到250了。

保险条款即使是中文的也很难懂。去年我是在现场跟他比比划划买的全险,就认定一条,如果有问题我不用再付钱。我就说这一句:If something happen,I will pay zero. 反正人家明白了,说有几种情况不赔:钥匙丢了,车开到水里,冰雹砸了。

我也租的是HITOP,优点是车小,相对于那些大房车好开一些,注意车身高有些飘。缺点是3个人挤在车里睡也挺不舒服的,最后全部住的小木屋。你就买个那个Value Pack,桌椅等什么的都免费了。