哪位帮看一下Apollo租车保险该怎么买？

Coverages
1.Standard LiabilityNZD 5,000.00 bond applies10 Days @ 0.00 each Standard Liability bond due on pick up
2.Liability Reduction Option 1NZD 2,500.00 bond applies10 Days @ 27.00 each Reduces the liability bond by paying an additional amount per day
3.Liability Reduction Option 2NZD 250.00 bond applies10 Days @ 44.00 each Reduces the liability bond to the lowest option
4.Value PackNZD 250.00 bond applies10 Days @ 65.00 each Includes: Liability Reduction Option 2 plus most extras