关于rentnewcars 上租车时 single vehicle accident保险问
2026-07-23 13:15游四海旅游网 帮助了4495人
在www.rentnewcars.com.au上租车,想租thrifty 公司的车,据网上介绍说,如果选择max cover,则就已经包括最高385的保险了,但是看到网站上的条款,发现有下面的说明,好像单车事故不包括在max cover 中,这是什么意思, 是否这个每天33澳元的保险还要买,那选择买max cover还有什么意义
SINGLE VEHICLE ACCIDENT
Single Vehicle Accident (SVA) means an incident in which:
(a) no other motor vehicle is involved e.g rollovers, collisions with animals, trees, pedestrians
(b) another motor vehicle is involved BUT: - the other motor vehicle or its driver has not been identified OR at the time of the incident the other vehicle was stationary.
Europcar Single Vehicle Accident Cover within your rental.
Thrifty Single Vehicle Accident (SVA) Liability Fee is in addition to your liability shown. This amount is $2,200 and can be reduced at the time of pick up for an additional fee of approximately AUD$33 per day at most locations. The fee is unable to be reduced on the Max Cover option.
分析两种情况:
1. 不买保险, 出事的概率为10%, 其中80%的概率是在$385元以内, 20%的概率是超过$385元,最坏的情况是达到赔偿上限$3300,该情况下的总成本是: ($385*0.8+$3300*0.2)*10%=96.8
2.买保险, 假设每次平均3天,每天27元,则成本为$81元.
那么不管出什么事故,最高的赔额就是$385*10%
合计成本:$119.5
那么理论上来说买保险还是不合算,而且主要的问题是大部分情况买了保险还是要赔.
那么是否可以不买保险呢?
各位自驾族是怎么选择的呢?
另外本人驾龄3年,已经过了技术关, 再加上平时开车非常小心,现在很少出问题.
Rentnewcars上买Max Cover比较划算, 买Max Cover为得是防止追尾之类的事故, 因为你开的慢或刹车急可能会导致后车追尾.
我驾龄比你长,已经开了近10W公里, 经常跑高速等, 也买了Max Cover. 仅供你参考.
下面是rentnewcars上关于Max Cover特点的介绍
MAX Cover = No Worries
#✔Discounted Liability Reduction
(Save $8-$12 Per Day)
#✔NO Credit Card Fees
#✔Free Additional Driver
#✔Pre-Pay and Save Your Credit
for YOUR Holiday
max cover包含的是车与车之间的交通事故
推荐问答
