关于租车保险的询问

看了好几家租车网站，但是对保险一头雾水啊

租车网站写

Excess Reduction: from $24/day* (excluding local fees and surcharges). See Excess Reduction Guide for details.


这个24刀每天的是什么保险，是全险吗？


具体条款是这样的

Standard Liability $3300 (excluding taxes and local fee)

Full Protection Package - $36.30 (per day excluding local fees and surcharges)This package reduces your liability to $0 and includes Windscreen Headlights and Tyres.

Total Protection Package - $29.00 (per day excluding local fees and surcharges)This package reduces your liability to $330 and includes Windscreen Headlights and Tyres.

Loss Damage Reduction/Waiver - $24.00 (per day excluding local fees and surcharges)This package reduces the Damage Liability fee to $330 in case of damage to the vehicle or third party property. Excluding Windscreen Headlights and Tyres.

Windscreen, Headlights and Tyres Protection - $8.80 (per day excluding local fees and surcharges)This fee provides protection for reasonable damage to the front Windscreen, Headlights and Tyre puncture.

Audi A6, Audi A4, 12 Seater Vans & 4WD's standard liability is $5500 (per day excluding taxes and local fee)

Total Protection Package - $39.00 (per day excluding local fees and surcharges)This package reduces your liability to $990 and includes Windscreen Headlights and Tyres.

Loss Damage Reduction/Waiver - $29.00 (per day excluding local fees and surcharges)This package reduces your liability to $990 in case of damage to the vehicle or third party property. Excluding Windscreen Headlights and Tyres.

Windscreen Headlight and Tyre Protection - $14.30 (per day excluding local fees and surcharges)This fee provides protection for reasonable damage to the front Windscreen, Headlights and Tyre puncture.


看的一头雾水，长老们帮解释下，十二万分感谢！