有了这种租车的保修就不需要买其他的了吧?

我的信用卡上说

# VISA Auto Rental Collision/Loss Damage Insurance

# $500,000 Common Carrier Accident Insurance


$500,000 Common Carrier Accident Insurance is available only to the primary cardholder and his/her spouse and dependent children; coverage is up to $500,000


Visa Auto Rental Collision/Loss Damage Insurance applies for rental periods up to 48 days only; to activate coverage, the car rental agency's collision damage waiver insurance must be declined and the full cost of the rental must be charged to your card.


我用的这张卡在priceline上租了alamo,这样的话Personal Accident and Effects (PAE) 和Loss Damage Waiver (LDW) 就不需要买了吧???