想知道申请哪个银行办卡到上海也能用?

This is easy. Just get a checking account at BoA. Many of my friends do this. You or anyone can use the card in China to get cash from China Construction Bank ATMs, with a valid PIN.


"The Global ATM Alliance is a joint venture of several major international banks that allows customers of the banks to use their ATM card or debit card at another bank within the Global ATM Alliance with no fees when travelling internationally. Participating banks cover Australasia, Europe, Asia and North America.


Participating banks are:


Bank of America (United States)

Barclays (United Kingdom (primarily England and Wales), Spain, Portugal, Gibraltar and certain countries in Africa)

BNP Paribas (France)

China Construction Bank (China including Hong Kong)

Deutsche Bank (Germany, Poland, Czech Republic, Spain and Italy)

Santander Serfin (Spain and Mexico)

Scotiabank (Canada, Caribbean, Chile and Mexico)

Westpac (Australia, New Zealand, Fiji, Vanuatu, Cook Islands, Samoa, Tonga, Papua New Guinea and Solomon Islands)

Westpac Banking Corporation (Australia, Fiji, Cook Islands, Solomon Islands, and Vanuatu)

Westpac New Zealand Limited (New Zealand)

Westpac Bank - PNG - Limited (Papua New Guinea)

Westpac Bank Samoa Limited (Samoa)

Westpac Bank of Tonga (Tonga)

ABSA (South Africa) "

美国的卡在国内用, 美国的银行都会加3%的费用. 而且国内的小商店也不欢迎外卡, 因为银行还要再收商户3-4%的费用

国内有双币卡,比如招行的美元卡,在美国用没有额外费用,但是在加拿大就要额外收1.5%